Attention homeowners: Real estate appraisal services for in Annapolis and Anne Arundel County

The top seven reasons why MD homeowners hire Beatty Appraisals:

  1. Find the right listing price (whether they're selling the home on their own or using a real estate agent)
  2. Challenge Anne Arundel county's assessment of your propertyvalue
  3. To cut their mortgage payments by removing PMI
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. Verify another appraiser's report
  6. In the case of a MD divorce, when real estate needs to be divided
  7. To settle an estate in Anne Arundel county or MD by determining the true market value of property in question

Need help deciding the price of your house in or near Annapolis, MD?
Contact Beatty Appraisals.

We at Beatty Appraisals understand the individual needs of a consumer in need of appraisal services. Our typical business clients get the appraisal process and the customary reporting formats. As our non-traditionalclient, you will receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our findings.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your own home because you most likely have an emotional attachment to it. The professional appraisers at Beatty Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very crucial as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your property will attract many interested buyers. It gives you something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's value, not just how much you think your house is worth. Potential buyers assume you have an emotional attachment to your house and will be more likely to give credibility to an expert appraiser's value judgement than yours.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a fashionable money saver for homeowners. Once your mortgage loan amount is below 80% of the value of your home, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Beatty Appraisals is veterans in helping customers just like you rid themselves of unnecessary PMI insurance.

Challenging a property tax assessment

Your local tax assessor may have your house overvalued if you live in a region that's declining or is not appreciating as much as other homes close to yours. That only means you are probably paying more taxes than you should. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal report from Beatty Appraisals is your #1 weapon.

HELOC recently frozen?

Your lender may decide to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area -- even if your specific property has not declined in value. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow angle. Beatty Appraisals can provide you with a professional appraisal that will help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Have you just accepted a copy of your appraisal and you would wish to have a veteran appraiser double-check it for verity or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? Beatty Appraisals offers field reviews where we go out and check the subject and comparables in question. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have had in the past. While typically requested by banks, you may want to use this service if you suspect mortgage fraud related to your property.